Comments on: A review of Pre-paid “credit” cards in Ireland http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/ Live from Ireland Thu, 08 Jan 2009 20:51:47 +0000 http://wordpress.org/?v=2.2 By: Eamon http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12901 Eamon Wed, 29 Oct 2008 16:29:27 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12901 Hi, Great article. It seems ridiculous to me that 3v don't offer their customers a physical account that they can log into. I am also surprised that these pre-paid credit cards don't offer bank funding, giving the users the option to top-up there pre-card or account using a bank account, like with PayPal. It seems that the residents of Ireland never receive the benefits of fully using payment systems. We have only one option for pre-paid credit cards, we cannot use the likes of PayPal as they don't offer bank funding for Ireland... Starting to feel hard done by as I have no intention of getting a credit card. Hi,

Great article. It seems ridiculous to me that 3v don’t offer their customers a physical account that they can log into. I am also surprised that these pre-paid credit cards don’t offer bank funding, giving the users the option to top-up there pre-card or account using a bank account, like with PayPal.

It seems that the residents of Ireland never receive the benefits of fully using payment systems. We have only one option for pre-paid credit cards, we cannot use the likes of PayPal as they don’t offer bank funding for Ireland… Starting to feel hard done by as I have no intention of getting a credit card.

]]> By: john devere http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12892 john devere Sun, 12 Oct 2008 16:37:31 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12892 Thanks for the info. very helpfull and clear. It doesnt surprise me a lot of shops have opted out of 3V. I did speak with a shopowner and she told me she had gotten fed up with all these customers coming in and wanting refunds on vouchers that she was unable to give. In the end it proved more trouble than its worth. The biggest problem I had with it is that the limit on them is only 350 euro, which means you`re stuck with relatively low level purchases. This is not a cheap country to live in, and a E350 ceiling is pathetic. Thanks for the info. very helpfull and clear. It doesnt surprise me a lot of shops have opted out of 3V. I did speak with a shopowner and she told me she had gotten fed up with all these customers coming in and wanting refunds on vouchers that she was unable to give. In the end it proved more trouble than its worth. The biggest problem I had with it is that the limit on them is only 350 euro, which means you`re stuck with relatively low level purchases. This is not a cheap country to live in, and a E350 ceiling is pathetic.

]]> By: Richie http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12888 Richie Sun, 28 Sep 2008 12:49:28 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12888 I was looking up that Perfect Card and the minute I seen it was connected to Newcastle Building Society it clicked my memory as it is a Easykard product too but seems to be a agent or company connected to them. I was looking up that Perfect Card and the minute I seen it was connected to Newcastle Building Society it clicked my memory as it is a Easykard product too but seems to be a agent or company connected to them.

]]> By: april http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12883 april Mon, 15 Sep 2008 15:07:52 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12883 perfect card is only available in dundrum shopping centre, have to go there to get a new one each time perfect card is only available in dundrum shopping centre, have to go there to get a new one each time

]]> By: ian http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12870 ian Sun, 24 Aug 2008 10:48:21 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12870 Very useful review. The 3V system is primitive, restrictive and expensive, now doubt they are exploring ways that every time you look to check your balance that will be another Euro. There are other reasons why banks don't give credit cards and that if you have an unorthodox lifestyle or income. Due to mix up I had my Bank of Ireland credit card account closed while abroad, they now claim it is because I did not pay stamp duty and that could affect my credit status; big dispute on here. Their decision makers are all functionaries who follow the rules (they live and die by the rules)and if you make them think they get very angry and say NO!! So even though I have been good customer for years I am told to piss off and stop annoying them. They have reverted back to the banking philosophy of the 70s, i.e. the customer is the enemy, the PR is bullshit but perfect to throw in their faces In the meantime I have checked out perfectcard.eu but all I get is perfectcard.ie with no info of how to become a customer. Ukash with their horrendous pink website looks equally suspicious while wirecard looks the business, very professional lay out, services that are reasonable and usable world wide, so that's where I'm going now, Long live anarchy! Very useful review. The 3V system is primitive, restrictive and expensive, now doubt they are exploring ways that every time you look to check your balance that will be another Euro.
There are other reasons why banks don’t give credit cards and that if you have an unorthodox lifestyle or income. Due to mix up I had my Bank of Ireland credit card account closed while abroad, they now claim it is because I did not pay stamp duty and that could affect my credit status; big dispute on here.
Their decision makers are all functionaries who follow the rules (they live and die by the rules)and if you make them think they get very angry and say NO!! So even though I have been good customer for years I am told to piss off and stop annoying them. They have reverted back to the banking philosophy of the 70s, i.e. the customer is the enemy, the PR is bullshit but perfect to throw in their faces
In the meantime I have checked out perfectcard.eu but all I get is perfectcard.ie with no info of how to become a customer. Ukash with their horrendous pink website looks equally suspicious while wirecard looks the business, very professional lay out, services that are reasonable and usable world wide, so that’s where I’m going now,
Long live anarchy!

]]> By: David http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12847 David Tue, 29 Jul 2008 15:50:49 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12847 I had a look at EasyKard. You can register with them with an Irish address and have a card designated in Euros, but... The fees are horrendous! They'll charge you €20 euros to get the card, 9.99 of which is a fee, then they'll also charge a whopping €70 euros for getting a 'foreign' card, and then there are all the transaction fees and monthly handling fees as well as a fee if you don't use the card! Definitely one to avoid. On a connected note, why aren't PayPal more useful in Ireland? I had an account in the UK when I lived there and could link seamlessly with my bank account to transfer money up and down to the PayPal account. I wouldn't need a virtual card if it was just as user friendly over here- but it isn't as I can't just add funds simply from my bank account. Thanks for the info though. Appreciated. I had a look at EasyKard. You can register with them with an Irish address and have a card designated in Euros, but… The fees are horrendous! They’ll charge you €20 euros to get the card, 9.99 of which is a fee, then they’ll also charge a whopping €70 euros for getting a ‘foreign’ card, and then there are all the transaction fees and monthly handling fees as well as a fee if you don’t use the card!

Definitely one to avoid. On a connected note, why aren’t PayPal more useful in Ireland? I had an account in the UK when I lived there and could link seamlessly with my bank account to transfer money up and down to the PayPal account. I wouldn’t need a virtual card if it was just as user friendly over here- but it isn’t as I can’t just add funds simply from my bank account.

Thanks for the info though.

Appreciated.

]]> By: Daniel Lewis http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12842 Daniel Lewis Tue, 22 Jul 2008 20:55:32 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12842 With nall due respect. You clearly didn't try very hard. Its avialbale over the phone by email, by post and in Dundrum Shopping centre. I know of 100s off people who use it. With nall due respect. You clearly didn’t try very hard.

Its avialbale over the phone by email, by post and in Dundrum Shopping centre.

I know of 100s off people who use it.

]]> By: admin http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12841 admin Tue, 22 Jul 2008 18:31:08 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12841 Thanks for the link to perfectcard.eu / .ie. I was excited as I clicked it, however just like the MBNA Ireland Gift Card its just a "please call back later" website. The product is not available, and I'll wager (zero euro!) that it will never be. Thanks for the link to perfectcard.eu / .ie. I was excited as I clicked it, however just like the MBNA Ireland Gift Card its just a “please call back later” website. The product is not available, and I’ll wager (zero euro!) that it will never be.

]]> By: Daniel Lewis http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12837 Daniel Lewis Sun, 20 Jul 2008 22:04:27 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12837 Hi, Good article but missing perfectcard.eu Call them to order your card. works in normal shops as well as online. Also, virgin prepaid can be used by irish residents as long as you know someone in the uk to sign p for you. Hi,

Good article but missing perfectcard.eu

Call them to order your card. works in normal shops as well as online.

Also, virgin prepaid can be used by irish residents as long as you know someone in the uk to sign p for you.

]]> By: admin http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12812 admin Thu, 05 Jun 2008 19:51:18 +0000 http://ambrand.com/2007/08/10/a-review-of-pre-paid-credit-cards-in-ireland/#comment-12812 Re: Virgin prepay MasterCard Without even reading the small print I can guarantee* that the Virgin card will not be available to residents of "Eire". Even if its not de jure, it will be de facto impossible because it will want a postcode (as they say in the simpsons this is not a guarantee) Re: Wirecard advertising This is the internet! You will not see adverts on a street corner in Dublin for wirecard but anyone who wants a prepay product will google it and find out about wirecard. What is funny however is 3V's paucity of advertising. Re: Virgin prepay MasterCard
Without even reading the small print I can guarantee* that the Virgin card will not be available to residents of “Eire”. Even if its not de jure, it will be de facto impossible because it will want a postcode
(as they say in the simpsons this is not a guarantee)

Re: Wirecard advertising
This is the internet! You will not see adverts on a street corner in Dublin for wirecard but anyone who wants a prepay product will google it and find out about wirecard. What is funny however is 3V’s paucity of advertising.

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